Online sales in the United States grew to a record high of nearly 19 percent during the 2019 holiday season.1 At the same time, the convenience of using credit cards and other electronic payment services is compelling consumers to rapidly reduce their use of cash. The 2019 Diary of Consumer Payment Choice report shows that cash is used . . .
Social media and mobile apps allow people to stay connected with friends and family, organize their work and personal lives, learn new things, explore new interests or activities, make travel plans, play games, or binge-watch the latest shows. However, these technologies also introduce a plethora of ways for personal information to be tracked, shared, or . . .